ESCAPE VELOCITY
Achieve FIRE: FINANCIAL INDEPENDENCE, RETIRE EARLY. Stop trading your time for money and learn the system to break free.
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HI, I'M FABIO.
I don’t just theorize about money; I stress-test it. With a PhD in Theoretical Physics and a background as a quantitative trader, my approach to the markets relies on systematic algorithms, not guesswork. I applied that same rigorous modeling to my own life to achieve Financial Independence by age 38, trading the Swiss corporate grind for freedom on the Portuguese coast.
Mastering peak performance isn’t just about compounding capital—whether I'm engineering algorithmic trading strategies or training for a full Ironman, it requires relentless discipline. My mission is to share those exact blueprints, helping fellow Europeans stop guessing and start building their own escape velocity.
FIRE Calculator
Determine exactly when you can stop working based on your current savings rate.
Years until freedom
In years, you win.
THE FEE DRAG VISUALIZER
"Small" fees are the gravity that keeps your wealth from reaching escape velocity. Stop paying for your banker's retirement and start owning yours.
Growth Divergence
Technical Note: Calculations assume a 7% gross annual market return. Bank fees are modeled at 1.5% TER. ETF fees are modeled at 0.07%.
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Our Mission
RichTuga was founded to simplify the complex world of finance for everyone. Our mission is to provide high-quality, jargon-free financial education to help you achieve your life goals.